Bay County property record for 223 E Murphy St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 930 sqft · built 1880 |
| Lot Size | 0.343 acres (14,941 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,200 (Aug 2022) |
| Tax Bill | $2,205 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-016-104-028-00 |
| Primary APN | 160-016-104-028-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 730 sqft |
| Basement Area | 730 sqft |
| Unfinished Basement | 730 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 14,941 sqft (0.343 acres) |
| Lot Dimensions | 180 ft deep x 83 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 232 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 223 E MURPHY ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | E 83.50 FT OF W 147.50 FT OF LOT 24 SMITHVILLE ADD TO W BC EXC COM N 180.13 FEET FROM THE SE CORN OF LOT 24 SMITHVILLE ADD TO |
| Legal Subdivision | SMITHVILLE ADD |
| Legal Lot Number | 24 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 281300 |
Source: Bay County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24069 PRINCETON ST, DEARBORN, MI 48124-3207 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Mar 3, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 25, 2022 | Deed, Transfer SERVICELINK |
| Apr 25, 2022 | Sheriff's Deed, Foreclosure |
| Apr 25, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 202212198 |
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0000002134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 223 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 24069 PRINCETON ST, DEARBORN, MI 48124-3207 |
| Document Number | 0000002042 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 202602042 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 3, 2025 |
| Property Address | 223 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Document Number | 0000002134 |
| Map Reference | LB 3 PG 23 |
| Instrument Date | Feb 25, 2025 |
| Instrument | 202502134 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24069 PRINCETON ST, DEARBORN, MI 48124-3207 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 811 SIDNEY ST, BAY CITY, MI 48706-3872 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 25, 2022 |
| Property Address | 223 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Document Number | 0000012198 |
| Map Reference | LB 3 PG 23 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 202212198 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $401.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051 |
| Name | Verified Name |
|---|---|
| Address | 24069 PRINCETON ST, DEARBORN, MI 48124-3207 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 223 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Document Number | 0000006674 |
| Map Reference | LB 03 PG 23 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 202206674 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 3RD ST, 501, BAY CITY, MI 48708-5903 |
| Name | Verified Name |
|---|---|
| Address | 999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 223 E MURPHY ST, BAY CITY, MI 48706-3849 |
| Document Number | 0000006674 |
| Map Reference | LB 03 PG 23 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 202206674 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 3RD ST, BAY CITY, MI 48708-5903 |
| Name | Verified Name |
|---|---|
| Address | 999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,205.00 | $57,100 (+6.53%) | $114,200 (+6.53%) |
| 2025 | $53,600 (+25.67%) | $107,200 (+25.67%) | |
| 2023 | $42,650 | $85,300 | |
| 2022 | $2,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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