208 E Murphy St, Bay City, MI 48706 Property Records

Bay County property record for 208 E Murphy St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,392 sqft · built 1922
Lot Size0.939 acres (40,903 sqft)
OwnerIndividual Name on Record
Tax Bill$2,508 (2026)
Flood ZoneZone X (minimal risk)
APN160-016-153-003-00

Property Details

APN / Parcel Number

Primary APN160-016-153-003-00
Alternative APN
  • 0913001615300300

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area928 sqft
Basement Area928 sqft
Unfinished Basement928 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialWood Siding
Roof TypeGable
Lot Area40,903 sqft (0.939 acres)
Lot Dimensions158 ft deep x 259 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool Type
Pool Area512 sqft
PorchPorch
Porch Area648 sqft
Patio Area2,400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address208 E MURPHY ST
CityBAY CITY
StateMI
Zip48706-3850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionCOM 263.42 FT W OF SW COR MURPHY & SIDNEY STS TH S 158.91 FT TH W 229 FT TH N TO S LI MURPHY ST TH E 229 FT TO BEG SEC 16
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3006
Census Tract281300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address208 1/2 E MURPHY ST, BAY CITY, MI 48706-3850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,508.00 (+14.47%) Homeowner's exemption$85,200 (+33.44%)$170,400 (+33.44%)
2023$63,850$127,700
2022$2,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on E Murphy St

Nearby Streets

Search Property Records by Address or Parcel Number