300 E Murphy St, Bay City, MI 48706 Property Records

Bay County property record for 300 E Murphy St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,228 sqft · built 1920
Lot Size0.303 acres (13,199 sqft)
OwnerIndividual Name on Record
Last Sale$79,000 (Jan 2021)
Tax Bill$2,018 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN160-016-176-001-00

Property Details

APN / Parcel Number

Primary APN160-016-176-001-00
Alternative APN
  • 0913001617600100

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,228 sqft Living Area
1st Floor Area885 sqft
Basement Area813 sqft
Unfinished Basement885 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Roof TypeGable
Lot Area13,199 sqft (0.303 acres)
Lot Dimensions110 ft deep x 120 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area254 sqft
Patio Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address300 E MURPHY ST
CityBAY CITY
StateMI
Zip48706-3977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionCOM SE COR OF SIDNEY & MURPHY STS TH ELY 120.01 FT TH SW 98 FT TH SWLY PAR TO SMITH ST TO E LI OF SIDNEY ST TH NLY TO BEG SEC
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3008
Census Tract281300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address300 E MURPHY ST, BAY CITY, MI 48706-3977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS
Jan 11, 2021Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Document Number2021523
Prior Transfer DateJul 15, 2016
Prior Transfer Doc0031660593
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJan 11, 2021
Property Address300 E MURPHY ST, BAY CITY, MI 48706-3977
Document Number0000000523
Instrument DateDec 29, 2020
Instrument523
Transaction TypeTransfer
Record UpdatedApr 22, 2021
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$679.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 ELGIN ST MIDLAND MI 486404373, MIDLAND, MI 48640-4373

Mortgage

Document Number524
DateJan 11, 2021
Instrument524
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJan 11, 2021
Property Address300 E MURPHY ST, BAY CITY, MI 48706-3977
Document Number0000000522
Instrument DateDec 29, 2020
Instrument522
Transaction TypeTransfer
Record UpdatedApr 22, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$601.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address300 E MURPHY ST BAY CITY MI 487063977, BAY CITY, MI 48706-3977

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,018.00 (+14.46%) Homeowner's exemption$58,800 (+37.38%)$117,600 (+37.38%)
2023$42,800$85,600
2022$1,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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