Steele County property record for 223 E Mill St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,283 sqft · built 1951 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,000 (Jul 2021) |
| Tax Bill | $2,896 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-1506 |
| Primary APN | 17-100-1506 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 223 E MILL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN BLK 15 E42'3'' OF L4 & W11'9'' LOT 5 ORIGINAL TOWN |
| Legal Section | TW |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960400 |
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Jan 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 29, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Sep 5, 2012 · Amount on Record |
| Deed Document Number | 2021437681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Oct 17, 2023 |
| Property Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Document Number | A000450043 |
| Instrument Date | Oct 6, 2023 |
| Instrument | A000450043 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Document Number | A000450044 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | A000450044 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | A000450045 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | A000450045 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jan 13, 2023 |
| Property Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Document Number | A000446086 |
| Instrument Date | Jan 10, 2023 |
| Instrument | A000446086 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jul 29, 2021 |
| Property Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Document Number | A000437681 |
| Instrument Date | Jul 16, 2021 |
| Instrument | A000437681 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 223 E MILL ST, OWATONNA, MN 55060-3008 |
| Document Number | A000437682 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | A000437682 |
| Name | AMERICAN PORTFOLIO MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,896.00 (+8.79%) Homeowner's exemption | $232,800 (+8.84%) Land $27,500 Building $205,300 | $232,800 (+8.84%) Land $27,500 Building $205,300 |
| 2025 | $213,900 (+13.84%) Land $26,500 Building $187,400 | $213,900 (+13.84%) Land $26,500 Building $187,400 | |
| 2023 | $2,662.00 Homeowner's exemption | $187,900 Land $20,600 Building $167,300 | $187,900 Land $20,600 Building $167,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (2004–2016) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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