Steele County property record for 228 E Mill St, Owatonna, MN 55060
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 3 ba · 2,108 sqft · built 1878 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,100 (Sep 2019) |
| Tax Bill | $2,758 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-1414 |
| Primary APN | 17-100-1414 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Finished Area |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Exterior Material | Asbestos |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 228 E MILL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3288 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | ORIGINAL TOWN BLK 14 LOT 14 ORIG TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 14 |
| Legal Lot Number | 14 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 960400 |
Source: Steele County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 N CEDAR AVE, 2, OWATONNA, MN 55060-2310 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Transfer on Death Deed, Transfer |
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS |
| Sep 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROFINIUM INC |
| May 2, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage ELYSIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on Record |
| Deed Sale | Sep 9, 2019 · Amount on Record |
| Prior Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 201925320 |
| Prior Transfer Date | Aug 30, 2010 |
| Prior Transfer Doc | 0000373635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Sep 8, 2025 |
| Property Address | 228 E MILL ST, OWATONNA, MN 55060-3288 |
| Document Number | A000458127 |
| Instrument Date | Aug 29, 2025 |
| Instrument | A000458127 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 228 E MILL ST, OWATONNA, MN 55060-3288 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000442819 |
|---|---|
| Date | May 19, 2022 |
| Instrument | A000442819 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Sep 9, 2019 |
| Property Address | 228 E MILL ST, OWATONNA, MN 55060-3288 |
| Document Number | A000025320 |
| Instrument Date | Sep 5, 2019 |
| Instrument | A000025320 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.03 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1255 COTTAGE LN SE, OWATONNA, MN 55060-3677 |
| Document Number | A00025321 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | A00025321 |
| Name | PROFINIUM INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | May 2, 2019 |
| Property Address | 228 E MILL ST, OWATONNA, MN 55060-3288 |
| Document Number | A000423504 |
| Instrument Date | May 1, 2019 |
| Instrument | A000423504 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 E MAIN ST, OWATONNA, MN 55060-3054 |
| Document Number | A000423505 |
|---|---|
| Date | May 2, 2019 |
| Instrument | A000423505 |
| Name | ELYSIAN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Steele County assessment roll, as of September 8, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,758.00 (+0.8%) | ||
| 2025 | $2,736.00 (+5.07%) | $141,500 (+0.78%) Land $32,300 Building $109,200 | $141,500 (+0.78%) Land $32,300 Building $109,200 |
| 2023 | $2,604.00 | $140,400 Land $25,200 Building $115,200 | $140,400 Land $25,200 Building $115,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (2004–2016) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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