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209 E Mill St, Owatonna, MN 55060 Property Records

Steele County property record for 209 E Mill St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,168 sqft · built 1880
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (Sep 2023)
Tax Bill$2,424 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN17-100-1503

Property Details

APN / Parcel Number

Primary APN17-100-1503

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Building Area1,168 sqft Living Area
1st Floor Area439 sqft
Basement Area100 sqft
Unfinished Basement100 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Roof TypeGable
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address209 E MILL ST
CityOWATONNA
StateMN
Zip55060-3008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN BLK 15 NORTH HALF OF LOT 2 ORIG TOWN
Legal SectionTW
Legal SubdivisionORIGINAL TOWN
Legal Block15
Legal Lot Number2
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group1
Census Block1043
Census Tract960400

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 E MILL ST, OWATONNA, MN 55060-3008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSS COUNTRY MORTGAGE
Jul 17, 2023Warranty Deed, Transfer · Commercial Mortgage
COMMUNITY BANK
Jun 26, 2023Warranty Deed, Transfer · Commercial Mortgage
ELYSIAN BANK
Apr 26, 2023Intrafamily Transfer, Transfer
Jun 26, 2020Warranty Deed, Transfer
Jun 26, 2020Warranty Deed, Transfer
Jun 26, 2020Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleJul 14, 2023 · Amount on Record
Deed Document Number20231576937
Prior Transfer DateJun 25, 2020
Prior Transfer Doc0000429900
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateSep 6, 2023
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000449579
Instrument DateSep 1, 2023
InstrumentA000449579
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$597.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 E MILL ST, OWATONNA, MN 55060-3008

Mortgage

Document NumberA000449580
DateSep 6, 2023
InstrumentA000449580
Lender
NameCROSS COUNTRY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJul 17, 2023
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000448938
Instrument DateJul 14, 2023
InstrumentA000448938
Transaction TypeTransfer
Record UpdatedAug 9, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 E SCHOOL ST, OWATONNA, MN 55060-3050

Mortgage

Document NumberA000448939
DateJul 17, 2023
InstrumentA000448939
Lender
NameCOMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2024

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJun 26, 2023
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000448695
Instrument DateJun 6, 2023
InstrumentA000448695
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1760 DENMARK PL NE, OWATONNA, MN 55060-2080

Mortgage

Document NumberA000448696
DateJun 26, 2023
InstrumentA000448696
Lender
NameELYSIAN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term72 Months
DueDec 23, 2023

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTEELE MN
Recording DateApr 26, 2023
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000447704
Instrument DateApr 20, 2023
InstrumentA000447704
Transaction TypeTransfer
Record UpdatedMay 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1575 HOOVER DR APT 245, 245, NORTH MANKATO, MN 56003-2669

Transferred To (Grantee/Buyer)

NameVerified Name
Address1575 HOOVER DR APT 245, 245, NORTH MANKATO, MN 56003-2669

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJun 26, 2020
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000429900
Instrument DateJun 25, 2020
InstrumentA000429900
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address209 E MILL ST, OWATONNA, MN 55060-3008

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateJun 26, 2020
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000429900
Instrument DateJun 25, 2020
InstrumentA000429900
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address209 E MILL ST, OWATONNA, MN 55060-3008

June 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEELE MN
Recording DateJun 26, 2020
Property Address209 E MILL ST, OWATONNA, MN 55060-3008
Document NumberA000429901
Instrument DateJun 25, 2020
InstrumentA000429901
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 E MILL ST, OWATONNA, MN 55060-3008

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address209 E MILL ST, OWATONNA, MN 55060-3008

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,424.00 (+26.38%)$172,300 (+8.71%) Land $23,000 Building $149,300$172,300 (+8.71%) Land $23,000 Building $149,300
2025$158,500 (+10.3%) Land $22,100 Building $136,400$158,500 (+10.3%) Land $22,100 Building $136,400
2023$1,918.00 (+18.1%) Homeowner's exemption$143,700 (+2.5%) Land $17,200 Building $126,500$143,700 (+2.5%) Land $17,200 Building $126,500
2022$1,624.00 Homeowner's exemption$140,200 Land $16,400 Building $123,800$140,200 Land $16,400 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims12 (2004–2016)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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