212 E Gardiner St, Valley, NE 68064 Property Records

Douglas County property record for 212 E Gardiner St, Valley, NE 68064

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1900
Lot Size0.13 acres (5,700 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Dec 2020)
Tax Bill$1,940 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR1259570000

Property Details

APN / Parcel Number

Primary APNR1259570000
Alternative APNs
  • 5957 0000 12
  • 1259570000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Basement Area612 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,700 sqft (0.13 acres)
Lot Dimensions114 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1259570000
Street Address212 E GARDINER ST
CityVALLEY
StateNE
Zip68064-9702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARRIERS 1ST ADD TO VALLEY LOT 9 BLOCK 1 50 X 114
Legal SubdivisionHARRIERS 1ST ADD TO VALLEY
Legal Block1
Legal Lot Number9
JurisdictionDOUGLAS NE
Township / Civil DivisionPLATTE VALLEY
Census Block Group2
Census Block2009
Census Tract7504

Owner

212 E Gardiner St is owned and occupied by an individual who bought it in December 2020.

Source: Douglas County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address212 E GARDINER ST, VALLEY, NE 68064-9702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Warranty Deed, Transfer · FHA Mortgage
AMCAP MORTGAGE LTD
Jul 12, 2018Warranty Deed, Transfer · ARM
TRI COUNTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2020 · Amount on File
Deed SaleDec 23, 2020 · Amount on File
Prior SaleJul 12, 2018 · Amount on File
Deed Document Number2020153540
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateDec 23, 2020
Property Address212 E GARDINER ST, VALLEY, NE 68064-9702
Document Number2020153540
Instrument DateDec 9, 2020
Instrument2020153540
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyAMBASSADOR TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020153541
DateDec 23, 2020
Instrument2020153541
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateJul 12, 2018
Property Address212 E GARDINER ST, VALLEY, NE 68064-9702
Document Number2018054510
Instrument DateJun 7, 2018
Instrument2018054510
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyNEBRASKA LAND TITLE & ABSTRA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number2018054511
DateJul 12, 2018
Instrument2018054511
Lender
NameTRI COUNTY BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateJul 1, 2028
Min Rate At Change3%
Max Rate At Change11.8%
IndexOther
Max Rate16.8%

Mortgage

Document Number2018054512
DateJul 12, 2018
Instrument2018054512
Lender
NameTHE TRI COUNTY BANK
TypeNon-Lending Institution
AddressSTUART, NE 68780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2028

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityValley City
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$140,600 Land $13,300 Building $127,300$140,600 Land $13,300 Building $127,300
2024$1,940.00 (+7.24%)
2023$1,809.00 (-9.64%)$112,900 Land $13,300 Building $99,600$112,900 Land $13,300 Building $99,600
2022$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 E Gardiner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims79 (1978–2025)
Claims Outside the SFHA1 of 79
Most Recent ClaimAug 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2025 · 3 claims
  • Severe Storms And Flooding, Mar 2019 · 46 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 212 E Gardiner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALLEY
serves 3,294 people · EPA ID NE3105518
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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