221 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 221 E Church St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 2,347 sqft · built 1900
Lot Size0.141 acres (6,153 sqft)
Owner2 Company Names on File
Last Sale$650,000 (Dec 2020)
Tax Bill$9,371 (2024)
Deeds & MortgagesApr 2026 Sale
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-031582

Property Details

APN / Parcel Number

Primary APN02-031582
Alternative APNs
  • 2031582
  • 031582

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,347 sqft Living Area
1st Floor Area1,186 sqft
AtticAttic
Attic Area300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area6,153 sqft (0.141 acres)
Lot Dimensions196 ft deep x 30 ft wide
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number031582
Street Address221 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5405
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 31 X 198.5 221 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number221
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2009
Census Tract750200

Owner

Source: Frederick County records · APN 02-031582

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address221 E CHURCH ST, FREDERICK, MD 21701-5405
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 22, 2020Grant Deed, Transfer · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleJan 21, 2005
Deed Book / Page14387 / 6
Last Transfer DateApr 09, 2026
Transfer Doc0178190491
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 15, 2026
Property Address221 E CHURCH ST, FREDERICK, MD 21701-5405
Document Number0178190491
Book / Page17819 / 491
Instrument DateApr 09, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address221 E CHURCH ST, FREDERICK, MD 21701-5405

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 22, 2020
Property Address221 E CHURCH ST, FREDERICK, MD 21701-5405
Document Number0143870005
Book / Page014387 / 000005
Instrument DateDec 02, 2020
Transaction TypeTransfer
Record UpdatedFeb 24, 2021
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address221 E CHURCH ST FREDERICK MD 217015405, FREDERICK, MD 21701-5405

Mortgage

Document Number143870011
DateDec 22, 2020
Book Page014387/000011
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$572,700 (+15.44%) Land $179,400 Building $393,300$572,700 (-) Land $179,400 Building $393,300
2024$9,371.00 (+7.15%)
2023$8,746.00 Homeowner's exemption$496,100$572,700 Land $179,400 Building $393,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 585 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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