Okaloosa County property record for 223 Durango Rd, Unit 7D, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1985 |
| Lot Size | 0.687 acres (29,913 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Jul 2026) |
| Tax Bill | $6,760 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-7034-2 |
| Primary APN | C56-000-590-7034-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 25 Units |
| Stories | 7 Stories |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 29,913 sqft (0.687 acres) |
| Street Address | 223 DURANGO RD, 7D |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5000 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DESTIN HARBOR RESORT WEST UNIT 7D |
| Legal Subdivision | DESTIN HARBOR RESORT WEST |
| Legal Lot Number | 7D |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10916 ALDERBROOK LN, CHARLOTTE, NC 28270-1562 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL LENDING |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Dec 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2001 · Amount on Record |
| Deed Document Number | 20263827489 |
| Prior Transfer Date | Nov 9, 2001 |
| Prior Transfer Doc | 0001879691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 223 DURANGO RD, 7D, DESTIN, FL 32541-5000 |
| Document Number | 0003827489 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20263827489 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | FLORIDA TITLE, NORTHWEST FLORIDA TITLE AND ES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10916 ALDERBROOK LN, CHARLOTTE, NC 28270-1562 |
| Document Number | 0003827490, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20263827490 |
| Name | CAPITAL LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 223 DURANGO RD UNIT 7D, 7D, DESTIN, FL 32541-5000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033621609 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 3362/1609 |
| Instrument | 3224516 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 11, 2017 |
| Property Address | 223 DURANGO RD UNIT 7D, 7D, DESTIN, FL 32541-5000 |
| Document Number | 0033291402 |
| Book / Page | 003329 / 001402 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 3176976 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 DURANGO RD #7D DESTIN FL 325415000, 7D, DESTIN, FL 32541-5000 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,760.00 (+17.48%) | $665,000 (+16.67%) Building $665,000 | $665,000 (+16.67%) Building $665,000 |
| 2023 | $5,754.00 (+29.07%) | $570,000 (+54.05%) Building $570,000 | $570,000 (+54.05%) Building $570,000 |
| 2022 | $4,458.00 | $370,000 Building $370,000 | $370,000 Building $370,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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