223 Durango Rd, Unit 6B, Destin, FL 32541 Property Records

Okaloosa County property record for 223 Durango Rd, Unit 6B, Destin, FL 32541

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,426 sqft · built 1985
Lot Size0.687 acres (29,913 sqft)
Owner2 Individual Names on File
Last Sale$375,700 (Jan 2005)
Deeds & MortgagesJan 2022 Transfer
Nov 2019 Mortgage
Flood ZoneZone AE (high risk)
APNC56-000-590-7028-4

Property Details

APN / Parcel Number

Primary APNC56-000-590-7028-4
Alternative APNs
  • 00-2S-24-064A-0000-006B
  • 24S200064A0000006B

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units25 Units
Stories6 Stories
Building Area1,426 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area29,913 sqft (0.687 acres)

Location & Zoning

Street Address223 DURANGO RD, 6B
CityDESTIN
StateFL
Zip32541-3079
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionDESTIN HARBOR RESORT WEST UNIT 6B
Legal SubdivisionDESTIN HARBOR RESORT WEST
Legal Lot Number6B
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

223 Durango Rd, Unit 6B is owned and occupied by two individuals who acquired it in December 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address223 DURANGO RD, 6B, DESTIN, FL 32541-3079
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Intrafamily Transfer, Transfer
Nov 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2005 · Amount on File
Deed SaleJan 14, 2005 · Amount on File
Deed Document Number20052186896
Deed Book / Page2588 / 128
Last Transfer DateDec 30, 2021
Transfer Doc0035962234
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJan 3, 2022
Property Address223 DURANGO RD UNIT 6B, 6B, DESTIN, FL 32541-3079
Document Number0035962234
Book / Page3596 / 2234
Map ReferenceMB 1321 PG 1865
Instrument DateDec 30, 2021
Instrument3516879
Transaction TypeTransfer
Record UpdatedJan 31, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 DURANGO RD UNIT 6B, 6B, DESTIN, FL 32541-3079

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address223 DURANGO RD UNIT 6B, 6B, DESTIN, FL 32541-3079
Document Number0034302426
Instrument DateNov 19, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address223 DURANGO RD #3B DESTIN FL 325413088, 3B, DESTIN, FL 32541-3088

Mortgage

Document Number0034302426
DateNov 25, 2019
Book Page003430/002426
Instrument3320242
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 24, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$369,746$656,000 Building $656,000
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$348,860$541,000 Building $541,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Durango Rd, Unit 6B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 223 Durango Rd, Unit 6B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Durango Rd

Nearby Streets

Search Property Records by Address or Parcel Number