Okaloosa County property record for 223 Durango Rd, Unit 5D, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1985 |
| Lot Size | 0.687 acres (29,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Sep 2025) |
| Tax Bill | $7,781 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jun 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-7026-8 |
| Primary APN | C56-000-590-7026-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 25 Units |
| Stories | 5 Stories |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 29,913 sqft (0.687 acres) |
| Street Address | 223 DURANGO RD, 5D |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3079 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DESTIN HARBOR RESORT WEST UNIT 5D |
| Legal Subdivision | DESTIN HARBOR RESORT WEST |
| Legal Lot Number | 5D |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
223 Durango Rd, Unit 5D is owned by two individuals who bought it in September 2025.
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 290 SHADY NOOK DR, DEATSVILLE, AL 36022-3471 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Jun 28, 2023 | Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Jun 28, 2023 · Amount on File |
| Deed Document Number | 20253773784 |
| Prior Transfer Date | Nov 17, 2020 |
| Prior Transfer Doc | 0003408271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 18, 2025 |
| Property Address | 223 DURANGO RD UNIT 5D, 5D, DESTIN, FL 32541-3079 |
| Document Number | 0003773784 |
| Map Reference | MB 1321 PG 1865 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 3773784 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 46 BROOKE RIDGE DR, GREENBRIER, AR 72058-9127 |
| Name | Verified Name |
|---|---|
| Address | 290 SHADY NOOK DR, DEATSVILLE, AL 36022-3471 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 28, 2023 |
| Property Address | 223 DURANGO RD UNIT 5D, 5D, DESTIN, FL 32541-3079 |
| Document Number | 0036812350 |
| Book / Page | 3681 / 2350 |
| Map Reference | MB 1548 PG 217 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 3632541 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9944 SW CLOISTER DR, PORT SAINT LUCIE, FL 34987 |
| Name | Verified Name |
|---|---|
| Address | 46 BROOKE RIDGE DR, GREENBRIER, AR 72058-9127 |
The 2025 property tax bill for 223 Durango Rd, Unit 5D was $7,781, down 4.6% from the year before.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,781.00 (-4.6%) | $657,000 (-4.58%) Building $657,000 | $657,000 (-4.58%) Building $657,000 |
| 2024 | $8,156.00 (+141.23%) | $688,500 (+114.06%) Building $688,500 | $688,500 (+22.51%) Building $688,500 |
| 2023 | $3,381.00 (+2.45%) Homeowner's exemption | $321,633 (+3%) | $562,000 (+55.25%) Building $562,000 |
| 2022 | $3,300.00 Homeowner's exemption | $312,265 | $362,000 Building $362,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 223 Durango Rd, Unit 5D in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 223 Durango Rd, Unit 5D has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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