2227 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2227 E Ridgeway Ave, Waterloo, IA 50702

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on File
Tax Bill$58 (2025)
Flood ZoneZone AE (high risk)
APN8912-31-352-004

Property Details

APN / Parcel Number

Primary APN8912-31-352-004

Exterior

Lot Area12,196 sqft (0.28 acres)

Location & Zoning

Street Address2227 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionRIVERVIEW ADDITION LOT 70 BLK 114 LOT 71 BLK 114 LOT 72 BLK 114
Legal Range12W
Legal Township89N
Legal Section31
Legal SubdivisionRIVERVIEW ADDITION
Legal Block114
Legal Lot Number70-72
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2052
Census Tract900

Owner

2227 E Ridgeway Ave, commercial vacant land, is owned by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address425 GLADYS ST, WATERLOO, IA 50702-1317
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2227 E Ridgeway Ave was $58, down 3.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$58.00 (-3.33%)$2,800 Land $2,800$2,800 Land $2,800
2024$60.00
2023$2,800 (-) Land $2,800$2,800 Land $2,800
2022$62.00$2,800 Land $2,800
2021$2,800 Land $2,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2227 E Ridgeway Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2227 E Ridgeway Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

Nearby Properties on E Ridgeway Ave

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