1901 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1901 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 792 sqft · built 1925
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Sep 2018)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-458-023`

Property Details

APN / Parcel Number

Primary APN	`8913-36-458-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	504 sqft
Basement Area	792 sqft
Finished Basement	650 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1901 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW ADDITION LOT 466
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	PLEASANT VIEW ADDITION
Legal Lot Number	466
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3021
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-458-023

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1901 E RIDGEWAY AVE, WATERLOO, IA 50702-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	2018201900005319
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 28, 2018
Property Address	1901 E RIDGEWAY AVE, WATERLOO, IA 50702-3531
Document Number	201900005319
Instrument Date	Sep 25, 2018
Instrument	201900005319
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 E RIDGEWAY AVE, WATERLOO, IA 50702-3531

Mortgage

Document Number	201900005321
Date	Sep 28, 2018
Instrument	201900005321

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 Homeowner's exemption	$128,060 (+9.21%) Land $13,580 Building $114,480	$128,060 (+9.21%) Land $13,580 Building $114,480
2024	$2,322.00 (+25.38%)
2023		$117,260 (+25.79%) Land $13,580 Building $103,680	$117,260 (+25.79%) Land $13,580 Building $103,680
2022	$1,852.00 Homeowner's exemption	$93,220 Land $13,580 Building $79,640
2021			$93,220 Land $13,580 Building $79,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.