1919 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1919 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2010
Square Footage1,250 sqft Living Area
Lot Size10,080 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$187,500 (2019)
Tax Bill$5,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-36-458-028

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,250 sqft Living Area
1st Floor1,250 sqft 1st Floor
Basement Area1,250 sqft Basement
Finished Basement875 sqft Finished
Unfinished Basement1,250 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,080 sqft (0.231 acres)
Depth X Width126 ft x 80 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area1,248 sqft Garage
Deck Area196 sqft Deck
Patio Area644 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1919 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-3531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VIEW ADDITION LOT 469 LOT 470
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionPLEASANT VIEW ADDITION
Legal Lot Number469,470
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup3
Census Block3021
Census Tract1000

Owner

Source: Black Hawk County records · APN 8913-36-458-028

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1919 E RIDGEWAY AVE, WATERLOO, IA 50702-3531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Jun 13, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleJul 01, 2010 · Amount on Record
Deed Doc Number201918777
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1919 E RIDGEWAY AVE, WATERLOO, IA 50702-3531
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1919 E RIDGEWAY AVE, WATERLOO, IA 50702-3531

Mortgage

Document Number202400000665
DateJul 17, 2023
Instrument202400000665
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 13, 2019
Property Address1919 E RIDGEWAY AVE, WATERLOO, IA 50702-3531
Document Number201900018777
Instrument DateMay 28, 2019
Instrument201900018777
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1919 E RIDGEWAY AVE, WATERLOO, IA 50702-3531

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,358.00 Homeowner's exemption$278,230 (+8.19%) Land $27,160 Building $251,070$278,230 (+8.19%) Land $27,160 Building $251,070
2024$5,358.00 (+25.3%)
2023$257,170 (+26.31%) Land $27,160 Building $230,010$257,170 (+26.31%) Land $27,160 Building $230,010
2022$4,276.00 Homeowner's exemption$203,600 Land $27,160 Building $176,440
2021$203,600 Land $27,160 Building $176,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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