Osceola County property record for 2225 Bronco Dr, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,073 sqft · built 1992 |
| Lot Size | 3.78 acres (164,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $467,500 (Mar 2026) |
| Tax Bill | $2,976 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2023 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-32-2599-0001-3320 |
| Primary APN | 18-26-32-2599-0001-3320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 2,891 sqft |
| 1st Floor Area | 2,073 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 164,656 sqft (3.78 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 532 sqft |
| Porch | Slab |
| Porch Area | 290 sqft |
| Deck Area | 1,268 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2225 BRONCO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 332 07/26/32 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 3320 |
| Legal Lot Number | 332 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2599-0001-3320
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 22, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Deed Document Number | 202638525 |
| Deed Book / Page | 6942 / 853 |
| Prior Transfer Date | Aug 10, 2023 |
| Prior Transfer Doc | 0064620356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 24, 2026 |
| Property Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Document Number | 0069420853 |
| Book / Page | 6942 / 853 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026038525 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,272.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2607 LONG PINE AVE, APOPKA, FL 32712-5327 |
| Name | Verified Name |
|---|---|
| Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Document Number | 0006942855 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 6942/855 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 22, 2023 |
| Property Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Document Number | 0064620356 |
| Book / Page | 6462 / 356 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023110619 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2023 |
| Title Company | ICON TITLE LLC, IRON TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Name | Verified Name |
|---|---|
| Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Document Number | 0006462358 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 6462/358 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2225 BRONCO DR, SAINT CLOUD, FL 34771-9532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051440002 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 5144/0002 |
| Instrument | 2017067074 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,976.00 (+8.45%) | $216,360 (+5.99%) | $453,000 (+12.52%) Land $131,300 Building $321,700 |
| 2023 | $2,744.00 (+4.85%) Homeowner's exemption Senior Citizen's exemption | $204,139 (+3%) | $402,600 (+20.04%) Land $103,400 Building $299,200 |
| 2022 | $2,617.00 Homeowner's exemption Senior Citizen's exemption | $198,194 | $335,400 Land $82,700 Building $252,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 164 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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