Osceola County property record for 2195 Bronco Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,504 sqft Living Area |
| Lot Size | 158,558 sqft (3.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2023) |
| Tax Bill | $3,317.00 (2024) |
| Primary APN | 18-26-32-2599-0001-3290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,112 sqft Gross Area |
| 1st Floor | 1,504 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 158,558 sqft (3.64 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 208 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2195 BRONCO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 329 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 329 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2599-0001-3290
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2195 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Dec 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Jan 29, 1997 · Amount on Record |
| Deed Doc Number | 2023164437 |
| Deed Book / Page | 6521 / 471 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 0056490847 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2195 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2195 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Document Number | 0069131096 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 6913/1096 |
| Instrument | 2026011540 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 2195 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Document Number | 0065210471 |
| Book / Page | 6521 / 471 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023164437 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2175 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Name | Verified Name |
|---|---|
| Address | 2195 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Document Number | 0006521473 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 6521/473 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 30, 2019 |
| Property Address | 2195 BRONCO DR, SAINT CLOUD, FL 34771-9561 |
| Document Number | 0056490847 |
| Book / Page | 005649 / 000847 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 168777 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2175 BRONCO DR ST CLOUD FL 347719561, ST CLOUD, FL 34771-9561 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,883.00 (+47.21%) | $341,936 (+34.67%) | $401,200 (+30.9%) Land $131,300 Building $269,900 |
| 2024 | $3,317.00 (-12.78%) | ||
| 2023 | $3,803.00 (+11.39%) | $253,900 (+15.15%) Land $30,200 Building $223,700 | $306,500 (+12.23%) |
| 2022 | $3,414.00 | $220,500 Land $30,200 Building $190,300 | $273,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 164 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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