1909 Bronco Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1909 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,029 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$496,500 (Sep 2021)
Tax Bill	$712 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072632551600010030`

Property Details

APN / Parcel Number

Primary APN	`072632551600010030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,029 sqft Heated Area
Gross Area	3,915 sqft
1st Floor Area	1,973 sqft
Upper Floors Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1909 BRONCO DR
City	SAINT CLOUD
State	FL
Zip	34771-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINN DEVELOPMENT PB 7 PG 84 LOT 3
Legal Range	32E
Legal Township	26S
Legal Section	07
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	5516
Legal Block	1
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1014
Census Tract	43801

Owner

Source: Osceola County records · APN 072632551600010030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1909 BRONCO DR, SAINT CLOUD, FL 34771-9559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2021 · Amount on Record
Deed Sale	Sep 09, 2021 · Amount on Record
Prior Sale	May 22, 2013 · Amount on Record
Deed Document Number	2021139889
Deed Book / Page	6039 / 2484
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 09, 2021
Property Address	1909 BRONCO DR, SAINT CLOUD, FL 34771-9559
Document Number	0060392484
Book / Page	6039 / 2484
Map Reference	MB 7 PG 84
Instrument Date	Sep 08, 2021
Instrument	2021139889
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,475.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 BRONCO DR, SAINT CLOUD, FL 34771-9559

Mortgage

Document Number	0060392486
Date	Sep 09, 2021
Instrument	6039/2486

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$472,363 (+5.99%)	$632,300 (+26.54%) Land $121,000 Building $511,300
2023	$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$445,681 (+3%)	$499,700 (+15.48%) Land $91,800 Building $407,900
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$432,700 Land $86,400 Building $346,300	$432,700 Land $86,400 Building $346,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	About 1 in 112 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.