2223 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2223 Falls Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 672 sqft · built 1960
Lot Size	0.103 acres (4,465 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Apr 2022)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-22-355-003`

Property Details

APN / Parcel Number

Primary APN	`8913-22-355-003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,465 sqft (0.103 acres)
Lot Dimensions	95 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2223 FALLS AVE
City	WATERLOO
State	IA
Zip	50701-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE ALL S OF HWY LOT 5 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HAGERMAN PLACE
Legal Block	7
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2017
Census Tract	400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1931 260TH ST, DENVER, IA 50622-1054
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Apr 26, 2022	Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Document Number	202220743
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2223 FALLS AVE, WATERLOO, IA 50701-5705
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700021005
Date	Jun 2, 2017
Instrument	2017-00021005

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 26, 2022
Property Address	2223 FALLS AVE, WATERLOO, IA 50701-5705
Document Number	202200020743
Instrument Date	Apr 21, 2022
Instrument	202200020743
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 260TH ST, DENVER, IA 50622-1054

Mortgage

Document Number	202200020744
Date	Apr 26, 2022
Instrument	202200020744

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 2, 2017
Property Address	2223 FALLS AVE, WATERLOO, IA 50701-5705
Document Number	201700021004
Instrument Date	May 23, 2017
Instrument	2017-00021004
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 FALLS AVE, WATERLOO, IA 50701-5705

Mortgage

Document Number	201700021006
Date	Jun 2, 2017
Instrument	2017-00021006

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jun 5, 2023

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (+13.5%)	$108,730 (+20.57%) Land $15,580 Building $93,150	$108,730 (+20.57%) Land $15,580 Building $93,150
2024	$1,956.00 (+24.9%)
2023		$90,180 (+26.41%) Land $15,580 Building $74,600	$90,180 (+26.41%) Land $15,580 Building $74,600
2022	$1,566.00	$71,340 Land $15,580 Building $55,760
2021			$71,340 Land $15,580 Building $55,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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