2210 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2210 Falls Ave, Waterloo, IA 50701

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 1 ba · 4,028 sqft · built 1967
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Aug 2021)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8913-22-352-012`

Property Details

APN / Parcel Number

Primary APN	`8913-22-352-012`

Interior

Stories	2 Stories
Building Area	4,028 sqft Gross Area
1st Floor Area	2,924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2210 FALLS AVE
City	WATERLOO
State	IA
Zip	50701-5706
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	FIRST ADDITION TO GALLOWAY LOT 243 LOT 244
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	FIRST ADDITION TO GALLOWAY
Legal Lot Number	243,244
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	531 COMMERCIAL ST, 612, WATERLOO, IA 50701-5497
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit FIRST BANK
May 23, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	May 6, 2014 · Amount on Record
Deed Document Number	2021202200003134
Prior Transfer Date	Apr 4, 2019
Prior Transfer Doc	0000017472
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2210 FALLS AVE, WATERLOO, IA 50701-5706
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 COMMERCIAL ST 612, 612, WATERLOO, IA 50701-5497

Mortgage

Document Number	202400012460
Date	Apr 10, 2024
Instrument	202400012460

Lender

Name	FIRST BANK
Type	Bank
Address	602 MAIN ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 23, 2019
Property Address	2210 FALLS AVE, WATERLOO, IA 50701-5706
Document Number	201900017472
Instrument Date	Apr 4, 2019
Instrument	201900017472
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 FALLS AVE, WATERLOO, IA 50701-5705

Mortgage

Document Number	201900017481
Date	May 23, 2019
Instrument	201900017481

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (-5.88%)	$164,660 (-) Land $40,000 Building $124,660	$164,660 (-) Land $40,000 Building $124,660
2024	$3,572.00 (+39.1%)
2023		$164,660 (+40.82%) Land $40,000 Building $124,660	$164,660 (+40.82%) Land $40,000 Building $124,660
2022	$2,568.00	$116,930 Land $20,000 Building $96,930
2021			$116,930 Land $20,000 Building $96,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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