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2220 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2220 Falls Ave, Waterloo, IA 50701

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,363 sqft · built 1954
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Tax Bill$4,098 (2025)
Deeds & MortgagesApr 2017 Mortgage
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN8913-22-352-013

Property Details

APN / Parcel Number

Primary APN8913-22-352-013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,363 sqft Total Area
1st Floor Area923 sqft
Basement Area923 sqft
Finished Basement375 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2220 FALLS AVE
CityWATERLOO
StateIA
Zip50701-5706
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionFIRST ADDITION TO GALLOWAY LOT 242 ALL THAT PT LOT 241 LYING ELY OF THE FOLL DESC LINE COM AT A PT ON NLY LINE LOT 241 THAT
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionFIRST ADDITION TO GALLOWAY
Legal Lot Number241,242
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2016
Census Tract400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2220 FALLS AVE, WATERLOO, IA 50701-5706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANKIOWA
Sep 28, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 28, 2023
Transfer Doc0000004378
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2220 FALLS AVE, WATERLOO, IA 50701-5706
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700018660
DateApr 26, 2017
Instrument2017-00018660
Lender
NameBANKIOWA
TypeBank
AddressWATERLOO, IA 50702
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateSep 28, 2023
Property Address2220 FALLS AVE, WATERLOO, IA 50701-5706
Document Number202400004378
Instrument DateSep 28, 2023
Instrument202400004378
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2220 FALLS AVE, WATERLOO, IA 50701-5706

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2220 FALLS AVE, WATERLOO, IA 50701-5706

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,098.00 (+16.02%) Homeowner's exemption$211,680 (+22.32%) Land $15,130 Building $196,550$211,680 (+22.32%) Land $15,130 Building $196,550
2024$3,532.00 (+28.53%)
2023$173,060 (+29.13%) Land $15,130 Building $157,930$173,060 (+29.13%) Land $15,130 Building $157,930
2022$2,748.00 Homeowner's exemption$134,020 Land $15,130 Building $118,890
2021$134,020 Land $15,130 Building $118,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink.

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