2220 Via Rancheros, Fallbrook, CA 92028 Property Records

San Diego County property record for 2220 Via Rancheros, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,861 sqft · built 2002
Lot Size	2.38 acres (103,673 sqft)
Owner	Trust Name on File
Last Sale	$1,350,000 (Jun 2021)
Tax Bill	$15,739 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`107-120-05-00`

Property Details

APN / Parcel Number

Primary APN	`107-120-05-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,861 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	103,673 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2220 VIA RANCHEROS
City	FALLBROOK
State	CA
Zip	92028-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	TCT B SEC 32-9-3W POR TR PB0001PG108
Legal Range	03W
Legal Township	09
Legal Section	32
Legal Subdivision	RANCHO MONSERATE
Legal Tract	B
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2010
Census Tract	18804

Owner

2220 Via Rancheros is held in a trust since June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Correction Deed WFG TITLE CO OF CA SAN DIEGO
Jun 2, 2021	Grant Deed, Transfer WFG TITLE COMPANY OF CA
May 31, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Document Number	2021412364
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	0000015660
Record Updated	Sep 20, 2026

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2022
Property Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Document Number	0000015660
Map Reference	MB 1 PG 108
Instrument Date	Jun 1, 2021
Instrument	2022-0015660
Record Updated	Jun 7, 2023
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2021
Property Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Document Number	0000412364
Map Reference	MB 1 PG 108
Instrument Date	May 18, 2021
Instrument	2021-0412364
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6485 W TRIANGLE CROSS WAY, MARANA, AZ 85658-4959

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243104
Date	May 31, 2017
Instrument	2017-0243104

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030

Mortgage

Document Number	0000455143
Date	Oct 31, 2018
Instrument	2018-0455143

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SANTA ANA, CA 92711

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000509992
Date	Nov 6, 2019
Instrument	2019-0509992

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2017
Property Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030
Document Number	0000346747
Map Reference	MB1 PG108
Instrument Date	Jun 15, 2017
Instrument	2017-0346747
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2220 VIA RANCHEROS, FALLBROOK, CA 92028-8030

Mortgage

Document Number	0000346748
Date	Aug 1, 2017
Instrument	2017-0346748

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2220 Via Rancheros was $15,739.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,490,507 (+2%) Land $662,447 Building $828,060
2025	$15,739.00	$1,461,282 Land $649,458 Building $811,824
2023	$14,916.00 (-0.05%)	$1,404,540 Land $624,240 Building $780,300
2022	$14,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2220 Via Rancheros in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2220 Via Rancheros is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Via Rancheros

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