222 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 222 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 1955
Lot Size	0.314 acres (13,678 sqft)
Owner	2 Trust Names on File
Last Sale	$1,425,000 (May 2024)
Tax Bill	$17,585 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-082-15`

Property Details

APN / Parcel Number

Primary APN	`024-082-15`
Alternative APN	`024-082-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,821 sqft Living Area
Gross Area	2,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,678 sqft (0.314 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Deck Area	645 sqft
Patio Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	222 SUNSET TER
City	SCOTTS VALLEY
State	CA
Zip	95066-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MINOR LAND DIV 97-001
Legal Lot Number	B
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3026
Census Tract	121200

Owner

222 Sunset Ter is owner-occupied and held in a trust since May 2024.

Source: Santa Cruz County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Mar 30, 2020	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Document Number	20249862
Prior Transfer Date	Oct 20, 2015
Prior Transfer Doc	0000043632
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 11, 2026
Property Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Document Number	0000018149
Instrument Date	Aug 4, 2026
Instrument	202618149
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724

Mortgage

Document Number	0000006150
Date	Feb 2, 2021
Instrument	2021-0006150

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 30, 2020
Property Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Document Number	0000010894
Instrument Date	Mar 19, 2020
Instrument	2020-0010894
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	222 SUNSET TER, SCOTTS VALLEY, CA 95066-3724

Mortgage

Document Number	0000010895
Date	Mar 30, 2020
Instrument	2020-0010895

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 222 Sunset Ter was $17,585.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,482,570 (+2%) Land $1,092,420 Building $390,150
2025	$17,585.00	$1,453,500 Land $1,071,000 Building $382,500
2023	$5,778.00 (+2.41%) Homeowner's exemption	$446,063 Land $289,941 Building $156,122	$1,206,360
2022	$5,642.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 222 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Sunset Ter is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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