218 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 218 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 1973
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Sep 2015)
Tax Bill	$13,893 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-082-10`

Property Details

APN / Parcel Number

Primary APN	`024-082-10`
Alternative APN	`024-082-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,156 sqft Living Area
Gross Area	2,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,716 sqft (0.246 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	218 SUNSET TER
City	SCOTTS VALLEY
State	CA
Zip	95066-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SANTA HACIENDA
Legal Block	7
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3026
Census Tract	121200

Owner

Source: Santa Cruz County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSET FINANCIAL
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSET FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	201538101
Last Transfer Date	Jun 27, 2016
Transfer Doc	0000024632
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 21, 2026
Property Address	218 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Document Number	0000016482
Instrument Date	Jul 17, 2026
Instrument	202616482
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1816 FARNDON AVE, LOS ALTOS, CA 94024-6236

Mortgage

Document Number	0000016482,
Date	Jul 21, 2026
Instrument	202616482

Lender

Name	ASSET FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 17, 2026
Property Address	218 SUNSET TER, SCOTTS VALLEY, CA 95066-3724
Document Number	0000018488
Instrument Date	Jul 17, 2026
Instrument	202618488
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1816 FARNDON AVE, LOS ALTOS, CA 94024-6236

Mortgage

Document Number	0000018488,
Date	Aug 17, 2026
Instrument	202618488

Lender

Name	ASSET FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,147,100 (+2%) Land $688,260 Building $458,840
2025	$13,893.00 (+8.71%)	$1,124,608 (+4.04%) Land $674,765 Building $449,843
2023	$12,780.00 (+1.92%)	$1,080,938 Land $648,563 Building $432,375	$1,368,990
2022	$12,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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