221 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 221 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,344 sqft · built 1963
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Company Names on Record
Last Sale	$2,420,000 (Aug 2025)
Tax Bill	$16,796 (2025)
Deeds & Mortgages	May 2024 Line of Credit Aug 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`024-081-06`

Property Details

APN / Parcel Number

Primary APN	`024-081-06`
Alternative APN	`024-081-06-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,344 sqft Living Area
Gross Area	3,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	1,076 sqft
Patio Area	1,076 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 SUNSET TER
City	SCOTTS VALLEY
State	CA
Zip	95066-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SAN AUGUSTINE RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3027
Census Tract	121200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Aug 18, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 21, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 9, 2021	Intrafamily Transfer, Transfer AMROCK TITLE CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jun 1, 2007 · Amount on Record
Deed Document Number	202517171
Prior Transfer Date	Nov 14, 2020
Prior Transfer Doc	0000041514
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723

Mortgage

Document Number	0000008039
Date	May 1, 2024
Instrument	2024-0008039

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 18, 2025
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Document Number	0000017171
Instrument Date	Aug 14, 2025
Instrument	2025-0017171
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723

Mortgage

Document Number	0000017172
Date	Aug 18, 2025
Instrument	2025-0017172

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 21, 2023
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Document Number	0000015625
Map Reference	VOL 64 PG 25
Instrument Date	Aug 17, 2023
Instrument	2023-0015625
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007863
Date	Mar 28, 2019
Instrument	2019-0007863

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032281
Date	Oct 21, 2019
Instrument	2019-0032281

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 9, 2021
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Document Number	0000041514
Instrument Date	Nov 14, 2020
Instrument	2021-0041514
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723

Mortgage

Document Number	0000041515
Date	Aug 9, 2021
Instrument	2021-0041515

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Dec 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 9, 2021
Property Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723
Document Number	0000041516
Instrument Date	Nov 14, 2020
Instrument	2021-0041516
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK TITLE CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	221 SUNSET TER, SCOTTS VALLEY, CA 95066-3723

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,420,000 (+74.07%) Land $1,718,200 Building $701,800
2025	$16,796.00 (+8.45%) Homeowner's exemption	$1,390,217 (+4.04%) Land $596,073 Building $794,144
2023	$15,488.00 (+1.86%) Homeowner's exemption	$1,336,233 Land $572,927 Building $763,306	$1,835,460
2022	$15,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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