Harford County property record for 222 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,360 sqft · built 2011 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2025) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-390317 |
| Primary APN | 01-390317 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Total Area |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 390317 |
|---|---|
| Street Address | 222 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4124 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 92 2100 SF 222 STAYSAIL DRIVE MAGNOLIA LANDING 133/90 |
| Legal Subdivision | MAGNOLIA LNDG 03 |
| Legal Lot Number | 92 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
222 Staysail Dr, a townhouse, is owned and occupied by an individual who bought it in September 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 222 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed, Transfer · FHA Mortgage ABERDEEN PROVING GROUND FCU |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Sep 30, 2021 · Amount on File |
| Deed Book / Page | 16819 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 24, 2025 |
| Property Address | 222 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Document Number | 0168190280 |
| Book / Page | 16819 / 280 |
| Map Reference | MB JJR 133 FO 90 |
| Instrument Date | Sep 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 222 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Document Number | 0016819289 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 16819/289 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0168190310 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 16819/310 |
| Name | HARFORD COUNTY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 30, 2021 |
| Property Address | 222 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Document Number | 0150640058 |
| Book / Page | 15064 / 58 |
| Map Reference | MB JJR 133 FO 90 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 222 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Document Number | 0001506465 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 15064/65 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 222 Staysail Dr was $2,710, up 12.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 (+12.26%) | $248,700 (+5.77%) Land $63,000 Building $185,700 | $248,700 (-) Land $63,000 Building $185,700 |
| 2025 | $2,414.00 | $235,133 | $248,700 Land $63,000 Building $185,700 |
| 2023 | $208,000 Land $63,000 Building $145,000 | $208,000 Land $63,000 Building $145,000 | |
| 2022 | $2,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 222 Staysail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 222 Staysail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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