Harford County property record for 217 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,440 sqft · built 2012 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $333,000 (May 2026) |
| Tax Bill | $3,283 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-390090 |
| Primary APN | 01-390090 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Basement |
| Garage Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 390090 |
|---|---|
| Street Address | 217 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 72 2520 SF 217 STAYSAIL DRIVE MAGNOLIA LANDING 134/40 |
| Legal Subdivision | MAGNOLIA LNDG 03 |
| Legal Lot Number | 72 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
217 Staysail Dr, a townhouse, is owned and occupied by an individual who bought it in May 2026.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 217 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC |
| Dec 13, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Dec 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Jul 23, 2012 · Amount on File |
| Deed Book / Page | 17108 / 392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 1, 2026 |
| Property Address | 217 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0171080392 |
| Book / Page | 17108 / 392 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | BLACK OAK TITLE LLC, BLACK OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336,330.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 217 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 1710000400, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 17108/400 |
| Name | PRIMECAP LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 217 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0127010262 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 217 STAYSAIL DR JOPPA MD 210854125, JOPPA, MD 21085-4125 |
| Document Number | 0127010262 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 012701/000262 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 217 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0127110385 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 217 STAYSAIL DR JOPPA MD 210854125, JOPPA, MD 21085-4125 |
| Document Number | 0127110385 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 012711/000385 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2048 |
The 2026 property tax bill for 217 Staysail Dr was $3,283, up 15.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,283.00 (+15.35%) | $301,300 (+7.14%) Land $63,500 Building $237,800 | $301,300 (-) Land $63,500 Building $237,800 |
| 2025 | $2,846.00 | $281,233 | $301,300 Land $63,500 Building $237,800 |
| 2023 | $241,100 Land $63,500 Building $177,600 | $241,100 Land $63,500 Building $177,600 | |
| 2022 | $2,627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 Staysail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 Staysail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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