Harford County property record for 226 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,624 sqft · built 2011 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jul 2023) |
| Tax Bill | $3,203 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-390333 |
| Primary APN | 01-390333 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Deck Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 390333 |
|---|---|
| Street Address | 226 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4124 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 94 2100 SF 226 STAYSAIL DRIVE MAGNOLIA LANDING 133/90 |
| Legal Subdivision | MAGNOLIA LNDG 03 |
| Legal Lot Number | 94 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
226 Staysail Dr, a townhouse, is owned and occupied by two individuals who bought it in July 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 17, 2021 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on File |
| Deed Sale | Jul 14, 2023 · Amount on File |
| Prior Sale | Jun 17, 2021 · Amount on File |
| Deed Book / Page | 15968 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 14, 2023 |
| Property Address | 226 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Document Number | 0159680070 |
| Book / Page | 15968 / 70 |
| Map Reference | MB JJR 133 FO 90 |
| Instrument Date | Jun 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 226 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Investor | Possibly a Property Investor |
| Document Number | 0159680079 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 15968-0079 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 17, 2021 |
| Property Address | 226 STAYSAIL DR, JOPPA, MD 21085-4124 |
| Document Number | 0148400205 |
| Book / Page | 14840 / 205 |
| Map Reference | MB JJR133 PG 90 |
| Instrument Date | Jun 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2638 MIDWAY BRANCH DR APT 302, 302, ODENTON, MD 21113-2337 |
| Document Number | 0014840213 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 14840/213 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 226 Staysail Dr was $3,203 with a homeowner's exemption, up 12.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,203.00 (+12.9%) Homeowner's exemption | $293,900 Land $63,000 Building $230,900 | $293,900 Land $63,000 Building $230,900 |
| 2025 | $2,837.00 Homeowner's exemption | ||
| 2023 | $243,500 (-) Land $63,000 Building $180,500 | $243,500 (-) Land $63,000 Building $180,500 | |
| 2022 | $2,653.00 (-4.4%) | $243,500 Land $63,000 Building $180,500 | $243,500 Land $63,000 Building $180,500 |
| 2021 | $2,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Staysail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Staysail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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