222 Saguaro Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 222 Saguaro Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1987
Lot Size	0.111 acres (4,816 sqft)
Owner	2 Individual Names on File
Last Sale	$479,000 (Mar 2018)
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-720-24-00`

Property Details

APN / Parcel Number

Primary APN	`157-720-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,816 sqft (0.111 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	222 SAGUARO PL
City	OCEANSIDE
State	CA
Zip	92057-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 24 TR 011269
Legal Subdivision	MURRAY MISSION
Legal Tract	011269
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18520

Owner

222 Saguaro Pl is owned and occupied by two individuals who bought it in March 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Mar 28, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Apr 30, 2008 · Amount on File
Deed Document Number	2018121869
Prior Transfer Date	Jan 31, 1994
Prior Transfer Doc	0000143176
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419

Mortgage

Document Number	0000026778
Date	Feb 1, 2024
Instrument	2024-0026778

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419

Mortgage

Document Number	0000399912
Date	Oct 14, 2022
Instrument	2022-0399912

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419

Mortgage

Document Number	0000031396
Date	Jan 15, 2021
Instrument	2021-0031396

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463991
Date	Oct 15, 2019
Instrument	2019-0463991

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2018
Property Address	222 SAGUARO PL, OCEANSIDE, CA 92057-5419
Document Number	0000121869
Instrument Date	Mar 8, 2018
Instrument	121869
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	222 SAGUARO PL OCEANSIDE CA 920575419, OCEANSIDE, CA 92057-5419

Mortgage

Document Number	121870
Date	Mar 28, 2018
Instrument	121870

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 222 Saguaro Pl was $6,064 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,913 (+2%) Land $294,424 Building $261,489
2025	$6,064.00 Homeowner's exemption	$545,013 Land $288,651 Building $256,362
2023	$5,762.00 (+1.55%) Homeowner's exemption	$523,852 Land $277,444 Building $246,408
2022	$5,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 222 Saguaro Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 222 Saguaro Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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