San Diego County property record for 221 Saguaro Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1987 |
| Lot Size | 0.113 acres (4,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Sep 2021) |
| Tax Bill | $8,393 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-720-44-00 |
| Primary APN | 157-720-44-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 4,923 sqft (0.113 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 221 SAGUARO PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 44 TR 011269 |
| Legal Subdivision | MURRAY MISSION |
| Legal Tract | 011269 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18520 |
Source: San Diego County records · APN 157-720-44-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9530 COMPASS POINT DR S, 2, SAN DIEGO, CA 92126-8526 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 07, 2025 | Intrafamily Transfer, Transfer |
| Sep 22, 2021 | Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INSPIRE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Jun 07, 2012 · Amount on Record |
| Deed Document Number | 2021669243 |
| Prior Transfer Date | Sep 28, 2004 |
| Prior Transfer Doc | 0000942594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 07, 2025 |
| Property Address | 221 SAGUARO PL, OCEANSIDE, CA 92057-5420 |
| Document Number | 0000315640 |
| Map Reference | MAP 11269 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 2025-0315640 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 9530 COMPASS POINT DR S UNIT 2, 2, SAN DIEGO, CA 92126-8526 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2021 |
| Property Address | 221 SAGUARO PL, OCEANSIDE, CA 92057-5420 |
| Document Number | 0000669243 |
| Map Reference | MAP 11269 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 2021-0669243 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9845 MIRA LEE WAY # 230204, 230204, SAN DIEGO, CA 92126-6756 |
| Investor | Possibly a Property Investor |
| Document Number | 0000669244 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-0669244 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 221 SAGUARO PL, OCEANSIDE, CA 92057-5420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 221 SAGUARO PL, OCEANSIDE, CA 92057-5420 |
| Document Number | 0000628989 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0628989 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $768,523 (+2%) Land $390,265 Building $378,258 | |
| 2025 | $8,393.00 (+5.21%) Homeowner's exemption | $753,455 (+4.04%) Land $382,613 Building $370,842 |
| 2023 | $7,977.00 (+1.35%) Homeowner's exemption | $724,199 Land $367,756 Building $356,443 |
| 2022 | $7,871.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 527 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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