217 Saguaro Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 217 Saguaro Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,411 sqft · built 1987
Lot Size0.125 acres (5,439 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Dec 2016)
Tax Bill$5,888 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-720-45-00

Property Details

APN / Parcel Number

Primary APN157-720-45-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,411 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area5,439 sqft (0.125 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address217 SAGUARO PL
CityOCEANSIDE
StateCA
Zip92057-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 45 TR 011269
Legal SubdivisionMURRAY MISSION
Legal Tract011269
Legal Block1
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address217 SAGUARO PL, OCEANSIDE, CA 92057-5420
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2016 · Amount on Record
Deed SaleDec 1, 2016 · Amount on Record
Prior SaleAug 5, 2005 · Amount on Record
Deed Document Number2016659670
Prior Transfer DateDec 8, 2007
Prior Transfer Doc0000792962
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address217 SAGUARO PL, OCEANSIDE, CA 92057-5420
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000268226
DateMay 27, 2020
Instrument2020-0268226
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$532,700 (+2%) Land $342,050 Building $190,650
2025$5,888.00 (+1.94%)$522,256 (+4.04%) Land $335,344 Building $186,912
2024$5,776.00 (+3.18%)
2023$5,598.00 (+1.54%)$501,978 Land $322,323 Building $179,655
2022$5,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

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