222 Ridgeway Dr, Richmond, KY 40475 Property Records

Madison County property record for 222 Ridgeway Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3,125 sqft
Lot Size	0.665 acres (29,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2023)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001-0012-0011`

Property Details

APN / Parcel Number

Primary APN	`R001-0012-0011`
Alternative APNs	`114504` `77605` `48358`

Interior

Building Area	3,125 sqft Living Area

Exterior

Architectural Style	Split Level
Exterior Material	Brick
Lot Area	29,004 sqft (0.665 acres)
Garage Type	Attached
Garage Area	1,518 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	48358
Street Address	222 RIDGEWAY DR
City	RICHMOND
State	KY
Zip	40475-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWAY #2 LOT 10A
Legal Subdivision	GREENWAY
Legal Block	2
Legal Lot Number	10A
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3001
Census Tract	10601

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 RIDGEWAY DR, RICHMOND, KY 40475-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed, Transfer · Commercial Mortgage PERSONS BANKING COMPANY
Feb 10, 2020	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202314167315
Deed Book / Page	843 / 460
Prior Transfer Date	Jul 29, 2006
Prior Transfer Doc	D0610/379
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 15, 2023
Property Address	222 RIDGEWAY DR, RICHMOND, KY 40475-2242
Document Number	00D843/460
Book / Page	D843 / 460
Map Reference	MB 1 PG 128
Instrument Date	Sep 9, 2023
Instrument	2014167315
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 BROAD ST, BRISTOL, TN 37620-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 NOLAND RD, RICHMOND, KY 40475-9217
Investor	Possibly a Property Investor

Mortgage

Document Number	2014167316
Date	Sep 15, 2023
Instrument	2014167316

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 14, 2024

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 10, 2020
Property Address	222 RIDGEWAY DR, RICHMOND, KY 40475-2242
Document Number	D00784/347
Book / Page	D00784 / 347
Map Reference	MB 9 PG 329
Instrument Date	Jan 31, 2020
Instrument	2014007046
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BEAVER BROOK DR, 9, SUSSEX, NJ 07461-4435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RIDGEWAY DR, RICHMOND, KY 40475-2242

Mortgage

Document Number	2014007047
Date	Feb 10, 2020
Instrument	2014007047

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+34.37%)	$340,000 (+38.21%)	$340,000 (+38.21%)
2023	$2,386.00 (-0.29%)	$246,000 (-)	$246,000 (-)
2022	$2,393.00	$246,000	$246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures