Madison County property record for 218 Ridgeway Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1950 |
| Owner | Company Name on File |
| Last Sale | $40,000 (Jun 2017) |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R001-0012-0009 |
| Primary APN | R001-0012-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 45063 |
|---|---|
| Street Address | 218 RIDGEWAY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENWAY #2 LOT 8 |
| Legal Subdivision | GREENWAY |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10601 |
Source: Madison County records · APN R001-0012-0009
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 314 UNIVERSITY DR APT A, A, RICHMOND, KY 40475-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CENTURY LENDING LLC |
| Jun 21, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on Record |
| Deed Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 2013960415 |
| Deed Book / Page | D00746 / 401 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 218 RIDGEWAY DR, RICHMOND, KY 40475-2242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01749/030 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | M01749/030 |
| Instrument | 2013960416 |
| Name | FIRST CENTURY LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 21, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 21, 2017 |
| Property Address | 218 RIDGEWAY DR, RICHMOND, KY 40475-2242 |
| Document Number | D00746/401 |
| Book / Page | D00746 / 401 |
| Map Reference | MB1 PG128 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2013960415 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1157 SANDDUNE LN APT 104, 1157, MELBOURNE, FL 32935-5236 |
| Name | Verified Name |
|---|---|
| Address | 1020 BAY COLONY DR, RICHMOND, KY 40475-3844 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $839.00 (+3.07%) Additional exemption filed | $89,000 (+5.95%) | $89,000 (+5.95%) |
| 2023 | $814.00 (-0.37%) | $84,000 (-) | $84,000 (-) |
| 2022 | $817.00 | $84,000 | $84,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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