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216 Ridgeway Dr, Richmond, KY 40475 Property Records

Madison County property record for 216 Ridgeway Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,953 sqft
OwnerIndividual Name on File
Last Sale$193,000 (May 2021)
Tax Bill$1,819 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNR001-0012-0008

Property Details

APN / Parcel Number

Primary APNR001-0012-0008
Alternative APNs
  • 124772
  • 87694
  • 54348

Interior

Stories2 Stories
Building Area1,953 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl

Location & Zoning

Account Number54348
Street Address216 RIDGEWAY DR
CityRICHMOND
StateKY
Zip40475-2242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENWAY #2 LOT 7
Legal SubdivisionGREENWAY
Legal Lot Number7
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3001
Census Tract10601

Owner

Source: Madison County records · APN R001-0012-0008

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address216 RIDGEWAY DR, RICHMOND, KY 40475-2242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2021 · Amount on Record
Deed SaleMay 04, 2021 · Amount on Record
Prior SaleJul 08, 2010 · Amount on Record
Deed Document Number2014035557
Deed Book / PageD804 / 559
Record UpdatedJun 08, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMay 04, 2021
Property Address216 RIDGEWAY DR, RICHMOND, KY 40475-2242
Document NumberD804/559
Book / PageD804 / 559
Map ReferenceMB 1P G 128
Instrument DateApr 28, 2021
Instrument2014035557
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1606 N DANEBO AVE, 1606, EUGENE, OR 97402-1176

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address216 RIDGEWAY DR, RICHMOND, KY 40475-2242

Mortgage

Document Number2014035559
DateMay 04, 2021
Instrument2014035559
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address216 RIDGEWAY DR, RICHMOND, KY 40475-2242
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01961/373
DateJul 24, 2020
Book PageM01961/373
Instrument2014016619
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJul 31, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,819.00 (-2.83%) Additional exemption filed$193,000 (-)$193,000 (-)
2023$1,872.00 (-0.27%)$193,000 (-)$193,000 (-)
2022$1,877.00$193,000$193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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