208 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 208 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,595 sqft · built 1974
Lot Size	0.427 acres (18,590 sqft)
Owner	Individual Name on Record
Last Sale	$1,850,000 (May 2021)
Tax Bill	$23,483 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-231-35-00`

Property Details

APN / Parcel Number

Primary APN	`259-231-35-00`
Alternative APN	`2592307100`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,595 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	18,590 sqft (0.427 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2592307100
Street Address	208 RANCHO SANTA FE RD
City	ENCINITAS
State	CA
Zip	92024-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BLK 25 (EX NLY 308 FT THF)STS CLSD ADJ&WLY 77 FT OF SLY 3 AC OF TR 000326
Legal Subdivision	COLONY/OLIVENHAIN
Legal Tract	000326
Legal Block	25
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	2021358804
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000349368
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2021
Property Address	208 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Document Number	0000358804
Map Reference	MAP 326
Instrument Date	Apr 23, 2021
Instrument	2021-0358804
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421

Mortgage

Document Number	0000358805
Date	May 10, 2021
Instrument	2021-0358805

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2028
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	208 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421

Mortgage

Document Number	0000691438
Date	Nov 5, 2020
Instrument	2020-0691438

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2018
Property Address	208 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6421
Document Number	0000349368
Instrument Date	Jun 11, 2018
Instrument	349368
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	208 RANCHO SANTA FE RD ENCINITAS CA 920246421, ENCINITAS, CA 92024-6421

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,042,547 (+2%) Land $1,711,324 Building $331,223
2025	$23,483.00 (+6.51%) Homeowner's exemption	$2,002,498 (+4.04%) Land $1,677,769 Building $324,729
2023	$22,048.00 (+3.11%) Homeowner's exemption	$1,924,740 Land $1,612,620 Building $312,120
2022	$21,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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