222 Mountain Oak Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 222 Mountain Oak Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,845 sqft · built 2008
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Company Names on Record
Tax Bill	$23,042 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118 044`

Property Details

APN / Parcel Number

Primary APN	`118 044`
Alternative APNs	`659993` `410183`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	7,845 sqft Heated Area
Gross Area	8,414 sqft
1st Floor Area	5,230 sqft
Upper Floors Area	1,140 sqft
Attic	Attic
Attic Area	1,140 sqft
Basement Area	5,230 sqft
Unfinished Basement	5,230 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Mixed
Garage Area	1,105 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	859 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	410183
Street Address	222 MOUNTAIN OAK RD
City	CORNELIA
State	GA
Zip	30531-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-206 PB 10-288 LT5 1409-200
Legal Subdivision	CHESTNUT OAKS
Legal Lot Number	5
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2032
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 43, CORNELIA, GA 30531-1000
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage
May 12, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 2, 2025	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026
Deed Sale	May 12, 2026
Prior Sale	Sep 2, 2025
Deed Book / Page	1433 / 444
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	001409/200
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jun 18, 2026
Property Address	222 MOUNTAIN OAK RD, CORNELIA, GA 30531-4416
Document Number	1436000706
Book / Page	1436 / 706
Instrument Date	Jun 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MOUNTAIN OAK RD, CORNELIA, GA 30531-4416

Mortgage

Document Number	1436000706,
Date	Jun 18, 2026
Book Page	1436/706

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2029

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 12, 2026
Property Address	222 MOUNTAIN OAK RD, CORNELIA, GA 30531-4416
Document Number	1433000444
Book / Page	1433 / 444
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 2, 2025
Property Address	222 MOUNTAIN OAK RD, CORNELIA, GA 30531-4416
Document Number	001409/200
Book / Page	1409 / 200
Instrument Date	Aug 15, 2025
Transaction Type	Foreclosure
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 W MAIN ST, MESA, AZ 85201-7034

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,042.00 (-7.29%)	$713,434 (-3.39%) Land $27,873 Building $685,561	$1,783,586 (-3.39%) Land $69,683 Building $1,713,903
2025	$24,855.00 (+58.91%)	$738,487 (+22.55%) Land $26,050 Building $712,437	$1,846,217 (+22.55%) Land $65,125 Building $1,781,092
2023	$15,641.00 (+15.59%)	$602,620 (+15.58%) Land $40,480 Building $562,140	$1,506,550 (+15.58%) Land $101,200 Building $1,405,350
2022	$13,532.00	$521,372 Land $40,480 Building $480,892	$1,303,430 Land $101,200 Building $1,202,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

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