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169 Mountain Oak Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 169 Mountain Oak Rd, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,636 sqft · built 1977
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on Record
Tax Bill$3,184 (2026)
Deeds & MortgagesJul 2019 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN118 046

Property Details

APN / Parcel Number

Primary APN118 046
Alternative APNs
  • 683833
  • 410187

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,636 sqft Heated Area
Gross Area4,427 sqft
1st Floor Area1,318 sqft
Upper Floors Area1,056 sqft
AtticAttic
Attic Area1,056 sqft
Basement Area915 sqft
Unfinished Basement915 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area47,045 sqft (1.08 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area392 sqft
Deck Area266 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number410187
Street Address169 MOUNTAIN OAK RD
CityCORNELIA
StateGA
Zip30531-4417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description10-206 CHESTNUT OA 1275-75
Legal SubdivisionCHESTNUT OAKS
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2032
Census Tract400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 162, CORNELIA, GA 30531-1002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage
POWERCO FEDERAL CREDIT UNION
Aug 17, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 17, 2021
Transfer Doc0001275/75
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address169 MOUNTAIN OAK RD, CORNELIA, GA 30531-4417
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 MOUNTAIN OAK RD, CORNELIA, GA 30531-4417

Mortgage

Document Number0000001197/0000000097
DateJul 18, 2019
Book Page0000001197/0000000097
Lender
NamePOWERCO FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term180 Months
DueJan 1, 2034

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateAug 17, 2021
Property Address169 MOUNTAIN OAK RD, CORNELIA, GA 30531-4417
Document Number0001275/75
Book / Page1275 / 75
Instrument DateAug 17, 2021
Instrument2021-001977
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 MOUNTAIN OAK RD, CORNELIA, GA 30531-4417

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,184.00 (-3.6%) Homeowner's exemption Senior Citizen's exemption$116,592 (+0.33%) Land $15,214 Building $101,378$291,479 (+0.33%) Land $38,035 Building $253,444
2025$3,303.00 Homeowner's exemption Senior Citizen's exemption$116,209 (+8.28%) Land $14,219 Building $101,990$290,522 (+8.28%) Land $35,547 Building $254,975
2023Homeowner's exemption Senior Citizen's exemption$107,324 (+12.54%) Land $22,144 Building $85,180$268,310 (+12.54%) Land $55,360 Building $212,950
2022Homeowner's exemption Senior Citizen's exemption$95,364 Land $22,144 Building $73,220$238,410 Land $55,360 Building $183,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Cable · DSL		1,000 / 25
Starlink
Satellite		280 / 30

May also be available: Point Broadband, Verizon.

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