Habersham County property record for 145 Mountain Oak Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,974 sqft · built 1979 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,352 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 118 045 |
| Primary APN | 118 045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,974 sqft Heated Area |
| Gross Area | 5,482 sqft |
| 1st Floor Area | 1,316 sqft |
| Upper Floors Area | 770 sqft |
| Attic | Attic |
| Attic Area | 770 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 1,316 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 730 sqft |
| Deck Area | 336 sqft |
| Patio Area | 646 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 410185 |
|---|---|
| Street Address | 145 MOUNTAIN OAK RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-206 LT 2 PB 33-116 667-314 |
| Legal Subdivision | CHESTNUT OAKS |
| Legal Lot Number | 2 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 400 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 145 MOUNTAIN OAK RD, CORNELIA, GA 30531-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,352.00 Homeowner's exemption Senior Citizen's exemption | $129,675 (-4.22%) Land $12,466 Building $117,209 | $324,187 (-4.22%) Land $31,164 Building $293,023 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $135,384 (+13.73%) Land $18,220 Building $117,164 | $338,460 (+13.73%) Land $45,550 Building $292,910 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $119,040 Land $18,220 Building $100,820 | $297,600 Land $45,550 Building $252,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable · DSL | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband, Verizon.
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