217 Lake Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 217 Lake Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,241 sqft · built 2002
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$755,000 (Apr 2024)
Tax Bill$1,797 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2024 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN1950-04-3773-000

Property Details

APN / Parcel Number

Primary APN1950-04-3773-000
Alternative APNs
  • 1791361
  • 1861028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,241 sqft Living Area
1st Floor Area1,280 sqft
Basement Area640 sqft
Finished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1861028
Street Address217 LAKE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKRIDGE 122
Legal SubdivisionCREEKRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1030
Census Tract921000

Owner

Source: Watauga County records · APN 1950-04-3773-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5572 DESCARTES CIR, BOYNTON BEACH, FL 33472-2424
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 04, 2024Warranty Deed, Transfer
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 08, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Nov 17, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2024 · Amount on Record
Deed SaleApr 04, 2024 · Amount on Record
Prior SaleFeb 08, 2019 · Amount on Record
Deed Document Number2024739650
Deed Book / Page2377 / 838
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address217 LAKE RD, BEECH MOUNTAIN, NC 28604-8117
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021960488
DateJun 09, 2021
Book Page2196/488
Instrument707288
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 04, 2024
Property Address217 LAKE RD, BEECH MOUNTAIN, NC 28604-8117
Document Number0023770838
Book / Page2377 / 838
Map ReferenceMB 6 PG 1
Instrument DateMar 25, 2024
Instrument739650
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$1,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 GALWAY CT, JOHNSON CITY, TN 37615-4714

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5572 DESCARTES CIR, BOYNTON BEACH, FL 33472-2424

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address105 CHESTNUT WAY RD, BEECH MOUNTAIN, NC 28604-8051
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021460206
DateDec 01, 2020
Book Page2146/206
Instrument699006
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 08, 2019
Property Address105 CHESTNUT WAY RD, BEECH MOUNTAIN, NC 28604-8051
Document Number0020130161
Book / Page002013 / 000161
Instrument DateFeb 01, 2019
Instrument676263
Transaction TypeTransfer
Record UpdatedFeb 18, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$654.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 W 15TH ST HIALEAH FL 330102956, HIALEAH, FL 33010-2956

Mortgage

Document Number20130163
DateFeb 08, 2019
Book Page002013/000163
Instrument676264
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 07, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address105 CHESTNUT WAY RD, BEECH MOUNTAIN, NC 28604-8051
Document Number0019490592
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedOct 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CHESTNUT WAY RD BEECH MOUNTAIN NC 286048051, BEECH MOUNTAIN, NC 28604-8051

Mortgage

Document Number0019490592
DateNov 29, 2017
Book Page001949/000592
Instrument664097
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,797.00$487,600 (+3.5%) Land $20,200 Building $467,400
2024$471,100 Land $20,200 Building $450,900
2023$471,100 Land $20,200 Building $450,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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