Whatcom County property record for 222 Front St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1909 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jan 2018) |
| Tax Bill | $2,776 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-015009-0000 |
| Primary APN | 410435-015009-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 928 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 159080 |
|---|---|
| Street Address | 222 FRONT ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | TOWN OF SUMAS LOTS 23-24 BLK 20 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | TOWN OF SUMAS |
| Legal Block | 20 |
| Legal Lot Number | 23-24 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 10202 |
222 Front St is owned by two individuals who acquired it in May 2020.
Source: Whatcom County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2208 BERRYMAN LOOP, LYNDEN, WA 98264-8003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2020 | Quit Claim Deed, Transfer US BK |
| Jan 10, 2018 | Warranty Deed, Transfer · Conventional with PMI UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on File |
| Deed Sale | Jan 10, 2018 · Amount on File |
| Prior Sale | Dec 18, 2014 · Amount on File |
| Deed Document Number | 2018101018 |
| Last Transfer Date | May 27, 2020 |
| Transfer Doc | 0000601410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 9, 2020 |
| Property Address | 222 FRONT ST, SUMAS, WA 98295-9632 |
| Document Number | 2200601410 |
| Instrument Date | May 27, 2020 |
| Instrument | 601410 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 222 FRONT ST SUMAS WA 982959632, SUMAS, WA 98295-9632 |
| Document Number | 2200601411 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 601411 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Number | 2200601412, |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 601412 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 10, 2018 |
| Property Address | 222 FRONT ST, SUMAS, WA 98295-9632 |
| Document Number | 2180101018 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 101018 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,476.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 FRONT ST SUMAS WA 982959632, SUMAS, WA 98295-9632 |
| Document Number | 2180101019 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 101019 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 222 Front St was $2,776.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,776.00 | $300,482 Land $122,265 Building $178,217 | $300,482 Land $122,265 Building $178,217 |
| 2022 | $154,295 Land $93,072 Building $61,223 | $154,295 Land $93,072 Building $61,223 | |
| 2021 | $1,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 222 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 222 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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