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208 Front St, Sumas, WA 98295 Property Records

Whatcom County property record for 208 Front St, Sumas, WA 98295 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 2016
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Apr 2016)
Tax Bill$3,186 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2023 Mortgage
Flood ZoneZone AE (high risk)
APN410435-001006-0000

Property Details

APN / Parcel Number

Primary APN410435-001006-0000
Alternative APNs
  • 180495
  • 524169

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,290 sqft Living Area
Gross Area1,470 sqft
1st Floor Area1,290 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number180495
Street Address208 FRONT ST
CitySUMAS
StateWA
Zip98295-9632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF SUMAS LOTS 27-28 BLK 20
Legal Range04
Legal Township41
Legal Section35
Legal SubdivisionTOWN OF SUMAS
Legal Block20
Legal Lot Number27-28
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1085
Census Tract10202

Owner

Source: Whatcom County records · APN 410435-001006-0000

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3665 ALM RD, EVERSON, WA 98247-9274
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · Line of Credit
UNITED STATES SMALL BUSINESS ADMIN
Feb 03, 2023Deed of Trust, Mortgage
UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2016 · Amount on Record
Deed SaleApr 28, 2016 · Amount on Record
Deed Document Number2016402917
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address208 FRONT ST, SUMAS, WA 98295-9632
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000803042
DateAug 31, 2022
Instrument2022-0803042
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address208 FRONT ST, SUMAS, WA 98295-9632
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3498 SORENSON RD, EVERSON, WA 98247-8226

Mortgage

Document Number0000200243
DateFeb 03, 2023
Instrument2023-0200243
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressFORT WORTH, TX 76155
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,186.00 (+4.7%)$176,543 (-46.24%) Land $110,039 Building $66,504$176,543 (-46.24%) Land $110,039 Building $66,504
2024$3,043.00 (+14.74%)$328,406 (+11%) Land $103,308 Building $225,098$328,406 (+11%) Land $103,308 Building $225,098
2022$295,867 Land $93,072 Building $202,795$295,867 Land $93,072 Building $202,795
2021$2,652.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 251 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026, other causes
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
XfinityCable2,000 / 250
Declaration Networks GroupCable250 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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