Whatcom County property record for 232 Front St, Sumas, WA 98295 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,300 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,280 (Apr 2009) |
| Tax Bill | $3,844 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-023009-0000 |
| Primary APN | 410435-023009-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,636 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Wood Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 159095 |
|---|---|
| Street Address | 232 FRONT ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF SUMAS LOTS 20-21-22 BLK 20 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | TOWN OF SUMAS |
| Legal Block | 20 |
| Legal Lot Number | 20-21 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 10202 |
Source: Whatcom County records · APN 410435-023009-0000
Assessment roll updated December 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 FRONT ST, SUMAS, WA 98295-9632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2009 · Amount on Record |
| Deed Sale | Apr 24, 2009 · Amount on Record |
| Prior Sale | Nov 12, 2004 · Amount on Record |
| Deed Document Number | 2009403906 |
| Record Updated | Jun 08, 2026 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,844.00 (+42.53%) | $418,872 (+39.16%) Land $135,850 Building $283,022 | $418,872 (+39.16%) Land $135,850 Building $283,022 |
| 2022 | $300,993 Land $93,072 Building $207,921 | $300,993 Land $93,072 Building $207,921 | |
| 2021 | $2,697.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 251 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Northwest Fiber | Fiber | 6,000 / 6,000 |
| Xfinity | Cable | 2,000 / 250 |
| Declaration Networks Group | Cable | 250 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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