Obion County property record for 124 E Polk St, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1943 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jun 2022) |
| Tax Bill | $354 (2018) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093J E 02100 |
| Primary APN | 066093J E 02100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Attic Area | 210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1943 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 103 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 10 sqft |
| Deck Area | 264 sqft |
| Patio Area | 192 sqft |
| Utility Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 E POLK ST |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-5802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 965400 |
Source: Obion County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 E POLK ST, TROY, TN 38260-5802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 73937 |
| Deed Book / Page | 326 / 39 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Jun 10, 2022 |
| Property Address | 124 E POLK ST, TROY, TN 38260-5802 |
| Document Number | 0000326/39 |
| Book / Page | 326 / 39 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 73937 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 E POLK ST, TROY, TN 38260-5802 |
| Document Number | 0000073938 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 73938 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,300 (-) Land $2,025 Building $13,275 | ||
| 2023 | $15,300 (+51.11%) Land $2,025 Building $13,275 | $61,200 (+51.11%) Land $8,100 Building $53,100 | |
| 2022 | $10,125 Land $2,250 Building $7,875 | $40,500 Land $9,000 Building $31,500 | |
| 2018 | $354.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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