Santa Cruz County property record for 220 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,242 sqft Living Area |
| Lot Size | 4,879 sqft (0.112 acres) |
| Last Sale | $1,600,000 (2021) |
| Tax Bill | $20,805.00 (2025) |
| Primary APN | 042-171-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,242 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 4,879 sqft (0.112 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 220 APTOS BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4540 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BEACH CC PROPERTIES |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-171-06
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 815 LYON ST, A, SAN FRANCISCO, CA 94115-4366 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 14, 2023 | Intrafamily Transfer, Transfer |
| Aug 13, 2021 | Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Nov 21, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Dec 05, 2017 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 08, 2017 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Dec 05, 2017 · Amount on Record |
| Deed Doc Number | 202142510 |
| Prior Transfer Date | Jul 25, 2013 |
| Prior Transfer Doc | 0000040013 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 14, 2023 |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000022026 |
| Map Reference | MB 23 PG 25 |
| Instrument Date | Nov 03, 2023 |
| Instrument | 2023-0022026 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 815 LYON ST # A, A, SAN FRANCISCO, CA 94115-4366 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 13, 2021 |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000042510 |
| Map Reference | MB 23 PG 25 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 2021-0042510 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 815 LYON ST # A, A, SAN FRANCISCO, CA 94115-4366 |
| Document Number | 0000042511 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0042511 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028205 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-0028205 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000036853 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018-0036853 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 15, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FATC SALINAS |
| Name | Verified Name |
|---|
| Document Number | 0000038783 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019-0038783 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 21, 2019 |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000036463 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 36463 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2185 EASTRIDGE TRL OXNARD CA 930367719, OXNARD, CA 93036-7719 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 05, 2017 |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000041009 |
| Map Reference | MAP23 PG25 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 2017-0041009 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000041010 |
|---|---|
| Date | Dec 05, 2017 |
| Instrument | 2017-0041010 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 08, 2017 |
| Property Address | 220 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000015108 |
| Instrument Date | Nov 10, 2016 |
| Instrument | 15108 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1455 HANCHETT AVE SAN JOSE CA 951262509, SAN JOSE, CA 95126-2509 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,731,892 (+2%) Land $1,298,919 Building $432,973 | ||
| 2025 | $20,805.00 (+9.52%) | $1,697,933 (+4.04%) Land $1,273,450 Building $424,483 | |
| 2023 | $18,996.00 (+2%) | $1,632,000 Land $1,224,000 Building $408,000 | $1,469,880 |
| 2022 | $18,623.00 |
220 Aptos Beach Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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