22189 Garland Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 22189 Garland Loop, Silverhill, AL 36576

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,709 sqft · built 2006
Lot Size0.233 acres (10,185 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Mar 2023)
Tax Bill$721 (2023)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN47-02-04-0-000-007.010

Property Details

APN / Parcel Number

Primary APN47-02-04-0-000-007.010
Alternative APNs
  • 278971
  • 328211
  • 524014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,709 sqft Heated Area
1st Floor Area1,709 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,185 sqft (0.233 acres)
Lot Dimensions135 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number524014
Street Address22189 GARLAND LOOP
CitySILVERHILL
StateAL
Zip36576-3668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 LAUREL HILL SUB SLIDE 2249-A
Legal SubdivisionLAUREL HILL SUB
Legal Lot Number3
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10907

Owner

22189 Garland Loop is owned and occupied by an individual who bought it in March 2023.

Source: Baldwin County records, as of April 16, 2026

Owner of RecordIndividual Name on File
Mailing Address22189 GARLAND LOOP, SILVERHILL, AL 36576-3668
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Warranty Deed, Transfer · Conventional Mortgage
E MORTGAGE CAPITAL INC
Jul 13, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2023 · Amount on File
Deed SaleMar 7, 2023 · Amount on File
Prior SaleJul 13, 2022 · Amount on File
Deed Document Number20232050889
Prior Transfer DateFeb 22, 2022
Prior Transfer Doc0002011388
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 7, 2023
Property Address22189 GARLAND LOOP, SILVERHILL, AL 36576-3668
Document Number0002050889
Map ReferenceSL 2249-A
Instrument DateMar 3, 2023
Instrument2050889
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2981 S STATE HIGHWAY 16, FREDERICKSBURG, TX 78624-9403

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address412 S ADAMS ST # 136, 136, FREDERICKSBURG, TX 78624-4107

Mortgage

Document Number0002050890
DateMar 7, 2023
Instrument2050890
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALDWIN AL
Recording DateJul 13, 2022
Property Address22189 GARLAND LOOP, SILVERHILL, AL 36576-3668
Document Number0002011388
Map ReferenceSL 2249-A
Instrument DateFeb 22, 2022
Instrument2011388
Transaction TypeTransfer
Record UpdatedJul 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22189 GARLAND LOOP, SILVERHILL, AL 36576-3668
InvestorPossibly a Property Investor

Mortgage

Document Number0002011389
DateJul 13, 2022
Instrument2011389
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,420 Land $4,280 Building $20,140$244,100 Land $42,800 Building $201,300
2023$721.00 (+8.26%) Homeowner's exemption$24,740 (+7.85%)$247,400 (+7.85%) Land $22,200 Building $225,200
2022$666.00 (+24.72%) Homeowner's exemption$22,940$229,400 Land $23,400 Building $206,000
2021$534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22189 Garland Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22189 Garland Loop is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 86% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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