22157 Garland Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 22157 Garland Loop, Silverhill, AL 36576

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,861 sqft · built 2018
Lot Size0.21 acres (9,174 sqft)
Owner2 Individual Names on File
Last Sale$188,615 (Jun 2018)
Tax Bill$849 (2026)
Deeds & MortgagesApr 2021 Mortgage
Jun 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN47-02-04-0-000-007.013

Property Details

APN / Parcel Number

Primary APN47-02-04-0-000-007.013
Alternative APNs
  • 278974
  • 277860

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,861 sqft Heated Area
1st Floor Area1,861 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,174 sqft (0.21 acres)
Lot Dimensions164 ft deep x 55.7 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number277860
Street Address22157 GARLAND LOOP
CitySILVERHILL
StateAL
Zip36576-3668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description55.7' X 164.7 IRR LOT 6 LAUREL HILL SUB SLIDE 2249-A SEC 4-T6S-R3E (WD/SURVIVORSHIP)
Legal SubdivisionLAUREL HILL SUB
Legal Lot Number6
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10907

Owner

22157 Garland Loop is owned and occupied by two individuals who bought it in June 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address22157 GARLAND LOOP, SILVERHILL, AL 36576-3668
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jun 8, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ACOPIA
Dec 4, 2017Loan Modification, Mortgage · Line of Credit
REGIONS BK
Dec 4, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2018 · Amount on File
Deed SaleJun 8, 2018 · Amount on File
Prior SaleDec 4, 2017 · Amount on File
Deed Document Number20181700902
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address22157 GARLAND LOOP, SILVERHILL, AL 36576-3668
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001909976
DateApr 29, 2021
Instrument1909976
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 8, 2018
Property Address22157 GARLAND LOOP, SILVERHILL, AL 36576-3668
Document Number0001700902
Instrument DateMay 25, 2018
Instrument1700902
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22157 GARLAND LOOP SILVERHILL AL 36576, SILVERHILL, AL 36576

Mortgage

Document Number1700903
DateJun 8, 2018
Instrument1700903
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2048

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALDWIN AL
Recording DateDec 4, 2017
Property Address22157 GARLAND LOOP, SILVERHILL, AL 36576-3668
Instrument DateNov 22, 2017
Instrument1668920
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623

Mortgage

Document Number0001668920
DateDec 4, 2017
Instrument1668920
Lender
NameREGIONS BK
TypeBank
Address1042 MAIN ST # 2ND, DUNEDIN, FL 34698-5242
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateDec 4, 2017
Property Address22157 GARLAND LOOP, SILVERHILL, AL 36576-3668
Document Number0001668919
Instrument DateNov 22, 2017
Instrument1668919
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount on Record
Tax$20.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 22157 Garland Loop was $849 with a homeowner's exemption, down 1.3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$849.00 (-1.28%) Homeowner's exemption
2025$860.00$28,880 Land $4,280 Building $24,600$288,800 Land $42,800 Building $246,000
2023$785.00 (+18.58%) Homeowner's exemption$26,800 (+17.44%)$267,900 (+17.45%) Land $22,200 Building $245,700
2022$662.00 (+24.91%) Homeowner's exemption$22,820$228,100 Land $23,400 Building $204,700
2021$530.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22157 Garland Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22157 Garland Loop is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 86% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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