Baldwin County property record for 22176 Garland Loop, Silverhill, AL 36576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,913 sqft · built 2018 |
| Lot Size | 0.244 acres (10,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jul 2020) |
| Tax Bill | $1,030 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-02-04-0-000-007.035 |
| Primary APN | 47-02-04-0-000-007.035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,913 sqft Heated Area |
| 1st Floor Area | 1,913 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,640 sqft (0.244 acres) |
| Lot Dimensions | 133 ft deep x 80 ft wide |
| Pool Area | 288 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 316035 |
|---|---|
| Street Address | 22176 GARLAND LOOP |
| City | SILVERHILL |
| State | AL |
| Zip | 36576-3775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80' X 133' LOT 26 LAUREL HILL SUB SLIDE 2249-A SEC 4-T6S-R3E (WDSURVIVORSHIP) |
| Legal Subdivision | LAUREL HILL SUB |
| Legal Lot Number | 26 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10907 |
22176 Garland Loop is owned and occupied by an individual who bought it in July 2020.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · VA Mortgage THE HOME LOAN EXPERT LLC |
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Jul 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage PEN AIR FEDERAL CU |
| Jul 18, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ACOPIA |
| Jan 2, 2018 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Dec 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 20201841121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001786311 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 1786311 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001939948 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 1939948 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 8, 2020 |
| Property Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Document Number | 0001841121 |
| Map Reference | SL 2249-A |
| Instrument Date | Jul 6, 2020 |
| Instrument | 1841121 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23251 TONY WALLACE RD, 23251, ROBERTSDALE, AL 36567-2576 |
| Name | Verified Name |
|---|---|
| Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Document Number | 0001841122 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 1841122 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 18, 2018 |
| Property Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Document Number | 0001708522 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 1708522 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22176 GARLAND LOOP SILVERHILL AL 36576, SILVERHILL, AL 36576 |
| Document Number | 1708524 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 1708524 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETSVILLE, TN 37072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 2, 2018 |
| Property Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 1673162 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Document Number | 0001673162 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 1673162 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | 1042 MAIN ST # 2ND, DUNEDIN, FL 34698-5242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 20, 2017 |
| Property Address | 22176 GARLAND LOOP, SILVERHILL, AL 36576-3775 |
| Document Number | 0001671607 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 1671607 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $22.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 22176 Garland Loop was $1,030 with a homeowner's exemption, down 1.3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030.00 (-1.34%) Homeowner's exemption | ||
| 2025 | $1,044.00 | $34,820 Land $4,280 Building $30,540 | $348,100 Land $42,800 Building $305,300 |
| 2023 | $976.00 (+34.44%) Homeowner's exemption | $32,960 (+32.48%) | $329,600 (+32.53%) Land $22,200 Building $307,400 |
| 2022 | $726.00 (+24.74%) Homeowner's exemption | $24,880 | $248,700 Land $23,400 Building $225,300 |
| 2021 | $582.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22176 Garland Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22176 Garland Loop is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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