Kossuth County property record for 2218 E Spruce St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,678 sqft · built 1982 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (May 2019) |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01-276-020 |
| Primary APN | 22-01-276-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2218 E SPRUCE ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 105 CALLS ADD |
| Legal Subdivision | CALLS ADDITION TO ALGONA |
| Legal Block | 105 |
| Legal Lot Number | 1 2 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950500 |
Source: Kossuth County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2218 E SPRUCE ST, ALGONA, IA 50511-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | Oct 8, 2014 |
| Deed Document Number | 20191441 |
| Deed Book / Page | 2019 / 1441 |
| Prior Transfer Date | Sep 29, 2014 |
| Prior Transfer Doc | 2014/2895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Recording Date | May 20, 2019 |
| Property Address | 2218 E SPRUCE ST, ALGONA, IA 50511-1423 |
| Document Number | 2019/1441 |
| Book / Page | 2019 / 1441 |
| Instrument Date | May 13, 2019 |
| Instrument | 1441 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2218 E SPRUCE ST, ALGONA, IA 50511-1423 |
| Document Number | 02019/1442 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 2019/1442 |
| Instrument | 1442 |
| Name | IOWA STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,696.00 (+7.75%) Homeowner's exemption | $181,685 (+15.03%) Land $39,204 Building $142,481 | |
| 2024 | $2,502.00 (+1.13%) | ||
| 2023 | $157,951 Land $33,977 Building $123,974 | $157,951 (-13.06%) Land $33,977 Building $123,974 | |
| 2021 | $2,474.00 | $181,685 Land $39,204 Building $142,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Algona Municipal Utilities Cable | 150 / 25 |
May also be available: Nextlink, T-Mobile, Verizon.
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