Kossuth County property record for 2202 E Spruce St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 980 sqft · built 1979 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Jul 2008) |
| Tax Bill | $2,141 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01-276-006 |
| Primary APN | 22-01-276-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Basement Area | 980 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 530 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2202 E SPRUCE ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 4 B 105 & E 33' OF VAC ST BTW BLKS 104 |
| Legal Subdivision | CALLS ADDITION TO ALGONA |
| Legal Block | 104 105 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950500 |
Source: Kossuth County records · APN 22-01-276-006
Assessment roll updated October 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2202 E SPRUCE ST, ALGONA, IA 50511-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2008 · Amount on Record |
| Deed Sale | Jul 18, 2008 · Amount on Record |
| Deed Document Number | 20082660 |
| Deed Book / Page | 2008 / 2660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 2202 E SPRUCE ST, ALGONA, IA 50511-1423 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/1842 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 2022/1842 |
| Instrument | 2022 1842 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 15, 2062 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 2202 E SPRUCE ST, ALGONA, IA 50511-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/3101 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 2020/3101 |
| Instrument | 2020 3101 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,141.00 Homeowner's exemption | $157,356 (+15.37%) Land $33,264 Building $124,092 | |
| 2024 | $2,141.00 (+0.47%) | ||
| 2023 | $136,398 Land $28,829 Building $107,569 | $136,398 (-13.32%) Land $28,829 Building $107,569 | |
| 2021 | $2,131.00 | $157,356 Land $33,264 Building $124,092 |
Source: FEMA National Flood Hazard Layer as of March 19, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Algona Municipal Utilities, AMG Technology Investment Group, Verizon.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures