Kossuth County property record for 2120 E Spruce St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,440 sqft · built 1981 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,504 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01-276-005 |
| Primary APN | 22-01-276-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2120 E SPRUCE ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & W 33' OF VAC METCALF ST TO E OF |
| Legal Subdivision | CALLS ADD |
| Legal Block | 104 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950500 |
2120 E Spruce St is owned and occupied by two individuals.
Source: Kossuth County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2120 E SPRUCE ST, ALGONA, IA 50511-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2120 E Spruce St was $2,504 with a homeowner's exemption, up 9.3% from the year before.
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,504.00 (+9.3%) Homeowner's exemption | $184,055 Land $33,561 Building $150,494 | |
| 2024 | $2,291.00 | ||
| 2023 | $158,950 Land $29,086 Building $129,864 | $158,950 Land $29,086 Building $129,864 | |
| 2021 | $2,523.00 | $184,055 Land $33,561 Building $150,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2120 E Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2120 E Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Algona Municipal Utilities, Nextlink, Verizon.
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