22163 96th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 22163 96th St, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,130 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2022)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-02S-11E-11123-001000`

Property Details

APN / Parcel Number

Primary APN	`27-02S-11E-11123-001000`
Alternative APN	`11123001000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Pool Type	Enclosed Pool
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	22163 96TH ST
City	LIVE OAK
State	FL
Zip	32060-5810
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 10.00 ACRES E1/2 OF W1/2 OF SE1/4 OF SW1/4 ORB 2403 P 52-53 WD YR 2023
Legal Range	11E
Legal Township	02S
Legal Section	27
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1044
Census Tract	970304

Owner

22163 96th St, a mobile home, is owned and occupied by two individuals who bought it in November 2022.

Source: Suwannee County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22163 96TH ST, LIVE OAK, FL 32060-5810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage GERALD V & EILEEN A FRANKLIN
Dec 16, 2019	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	2022260098
Deed Book / Page	2403 / 52
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 30, 2022
Property Address	22163 96TH ST, LIVE OAK, FL 32060-5810
Document Number	0000260098
Book / Page	2403 / 52
Instrument Date	Nov 28, 2022
Instrument	2022260098
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CARSON AVE, BABSON PARK, FL 33827-9770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22163 96TH ST, LIVE OAK, FL 32060-5810

Mortgage

Document Number	0000000054
Date	Nov 30, 2022
Instrument	2403/54

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 9, 2020
Property Address	22163 96TH ST, LIVE OAK, FL 32060-5810
Document Number	0000227727
Book / Page	002197 / 000171
Instrument Date	Jun 19, 2020
Instrument	227727
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4354 HIGHLAND CREEK DR PLANT CITY FL 33567, PLANT CITY, FL 33567

Mortgage

Document Number	227728
Date	Jul 9, 2020
Book Page	002197/000173
Instrument	227728

Lender

Name	GERALD V & EILEEN A FRANKLIN
Address	LIVE OAK, FL 32060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 8, 2025

December 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 16, 2019
Property Address	22163 96TH ST, LIVE OAK, FL 32060-5810
Document Number	0000221417
Book / Page	002158 / 000081
Instrument Date	Dec 3, 2019
Instrument	221417
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	127 3RD AVE HADDON HEIGHTS NJ 080351443, HADDON HEIGHTS, NJ 08035-1443

Tax Assessment & Valuation

The 2025 property tax bill for 22163 96th St was $2,940 with a homeowner's exemption, up 2.6% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (+2.58%) Homeowner's exemption	$240,658 Land $74,900 Building $165,758	$240,658 Land $74,900 Building $165,758
2024	$2,866.00 (-13.57%)
2023	$3,316.00 (+81.1%)	$198,626 (+95.95%) Land $64,000 Building $134,626	$198,626 (+95.95%) Land $64,000 Building $134,626
2022	$1,831.00	$101,368	$101,368 Land $56,000 Building $45,368

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22163 96th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22163 96th St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 96th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures